Have you ever thought about making a contribution to The Rotary Foundation during your lifetime but were concerned about outliving your resources, meeting family obligations, or planning for retirement? With careful planning, it is possible to enjoy the advantages of a life income gift highlighted below and turn appreciated assets into an income for yourself or others. Life income agreements may be one way for you to make a significant charitable contribution during your lifetime while furthering your financial plans and security.

Benefits to you

• Annual income for you and/or another beneficiary;
• An immediate federal income tax deduction;
• Potential estate tax savings;
• Increased income from low-yielding assets;
• Avoidance or reduction of capital gains taxes on gifts of appreciated assets;
• The opportunity to be recognized as a Major Donor to The Rotary Foundation;
• Satisfaction in knowing that your contribution will make a difference in many lives.

Types of life income agreements

Charitable Gift Annuities
In exchange for your gift of cash or marketable securities to The Rotary Foundation, you (and a survivor or other beneficiary) receive guaranteed fixed payments for life.

Deferred Charitable Gift Annuities
Deferred gift annuities offer the same benefits as a regular gift annuity but with the opportunity to postpone payments until a later date when income will be needed.